Community Investment Program

Building a strong community requires affordable housing, which begins with access to affordable funds. Our Community Investment Program (CIP) advance allows you to fund affordable housing, while maintaining profit margins and minimizing risk. Qualifying housing developments may be eligible for discounted advances that are priced 10 basis points below regular advance rates.

In addition to competitive pricing, CIP offers maximum flexibility. You can structure the advance to meet the needs of both the institution and the borrower with fixed rates and interest-only or amortizing payments. You can also use CIP advances to fund multiple small loans or to match-fund larger loans.