Board of Directors

Scott C. Harvard
(Chair)
Vice President
Virginia Savings Bank
Front Royal, VA

William C. Handorf
(Vice Chair)
Professor of Finance
George Washington University
Washington, DC

John M. Bond, Jr.
Director
The Columbia Bank
Columbia, MD

W. Russell Carothers, II
Chairman, President and CEO
The Citizens Bank of Winfield
Winfield, AL

F. Gary Garczynski
President
National Capital Land & Development, Inc.
Woodbridge, VA

Donna Goodrich
Senior Executive Vice President
BB&T Corporation
Winston-Salem, NC

John C. Helmken, II
CEO and Director
The Savannah Bank, N.A.
Savannah, GA

James Thomas Johnson
CEO
Citizens Building and Loan Association
Greer, SC

Jonathan Kislak
Principal and Chairman
Antares Capital Corporation
Miami Shores, FL

LaSalle D. Leffall, III
President
LDL Financial
Washington, DC

Miriam Lopez
President and Director
Marquis Bank
Miami, FL

Henry Gary Pannell
Special Counsel
Jones, Walker, Waechter, Poitevent, Carrère & Denègre LLP
Atlanta, GA

Robert L. Strickland, Jr.
Executive Director
Alabama Housing Finance Authority
Montgomery, AL

Thomas Webber, III
Vice President
IDB-IIC Federal Credit Union
Washington, DC