Credit & Collateral

Upcoming Webinar

Webinar: Strategies to Increase Your Borrowing Capacity
Date: Thursday, May 23, 2013
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Note: this webinar is for financial institutions that are FHLBank Atlanta shareholders.

Recent Webinar

Webinar: Collateral Eligibility Guidelines & Preparing for your next Collateral Verification Review
Date: Thursday, March 14, 2013
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Credit Documents - Guidelines and Definitions

Capital Plan

Description

FHLBank Atlanta's Capital Plan outlines capital requirements of member financial institutions.

Collateral Documents - Guidelines, Definitions and FAQ's

CVR Frequently Asked Questions

Description

Collateral Verification Reviews Frequently Asked Questions.(revised: 3/07/2013)
CVR Trial Balance Instructions and Loan Type Codes

Description

Requirements for preparing trial balances for a Collateral Verification Review
Comfort Letter Guidelines

Description

Basic guidelines for members to facilitate issuance of Comfort Letters to the Federal Reserve Bank.(revised: 3/07/2013)
Residential Subprime and Loan Type Definitions

Description

Describes the revised definition for subprime loans pledged as collateral. (revised: 3/07/2013)
Expansion of Commercial Real Estate Eligibility 

Description

FHLBank Atlanta (Bank) expanded the eligibility of certain commercial real estate (CRE) loans known as special purpose property loans. (revised: 3/07/2013)
Collateral Frequently Asked Questions

Description

Answers to frequently asked questions on collateral eligibility.
Qualifying Mortgage Collateral

Description

Summary of qualifying loan collateral for members.(revised: 3/07/2013)
Qualifying Loan Collateral Restaurants 

Description

Eligible collateral restaurant list.(revised: 3/07/2013)
Requirements for Manufactured Housing 

Description

Collateral eligibility requirements for manufactured housing.
Mitigating Factors for Subprime and Nontraditional Loans 

Description

List of examples of mitigating factors for subprime and nontraditional loans originated after July 10, 2007.

Collateral Documents - Qualifying Collateral Report (QCR)

QCR for Commercial Real Estate Loans 

Description

Members use this Qualifying Collateral Report form to report commercial real estate loan collateral.
QCR for HELOC 

Description

Members use this Qualifying Collateral Report form to report home equity line of credit loan collateral.
QCR for Multifamily Mortgages 

Description

Members use this Qualifying Collateral Report form to report mutifamily mortgage loan collateral.
QCR for Residential 1-4 Mortgages 

Description

Members use this Qualifying Collateral Report form to report residential family first mortgages.

Collateral Documents - Checklist and Forms

Commercial Loan Document Checklist 

Description

Commercial CVR Member Loan Document Checklist. (revised: 3/07/2013)
Multifamily Loan Document Checklist

Description

Multifamily CVR Loan Document Checklist. (revised: 3/07/2013)
HELOC Loan Document Checklist 

Description

HELOC/2nd Mortgage CVR Member Loan Document Checklist. (revised: 3/07/2013)
RES Loan Document Checklist

Description

Residential CVR Member Loan Document Checklist. (revised: 3/07/2013)
Preliminary Profile Questionnaire (PPQ) 

Description

Collateral Verification Review Preliminary Profile Questionnaire. (revised: 3/07/2013)