Consumer Looking for a Loan

Contact an FHLBank Atlanta member financial institution to learn more about how to access funds from our Affordable Housing Program Set-aside products. To receive funds from these products, individuals must meet eligibility guidelines and apply for funds through a participating member financial institution.

Community Stability

Provides up to $5,000 in down-payment and closing-cost funding to first-time homebuyers or non-first-time homebuyers for the purchase or purchase and rehabilitation of an existing home in neighborhoods targeted for stabilization by a government entity, special district, or authority.

Foreclosure Recovery

Provides up to $12,000 in down-payment and closing-cost funding for the purchase or purchase and rehabilitation of an existing home from the Real Estate Owned (REO) inventory of an FHLBank Atlanta member financial institution. The funding is available to first-time or non-first-time homebuyers.

Energy Efficiency and Weatherization

Provides up to $12,000 for weatherization and energy efficient improvements of an existing owner-occupied home. Eligible improvements include exterior doors, HVAC systems, insulation, water heaters, roof, windows, low-flow plumbing fixtures, and more.

Accessibility Rehabilitation

Provides up to $12,000 to pay for accessibility improvements of an existing owner-occupied home. Eligible improvements include exterior ramps and sidewalks, bathroom and kitchen renovations, door widening, floor replacement, and more.


First-time Homebuyer Program
Available Since 1997

The Bank's set-aside product portfolio also includes the First-time Homebuyer Program, which provides up to $5,000 in matching funds for the down payments and closing costs of first-time homebuyers. The Bank has offered the FHP to members since 1997.
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