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Terms & Conditions

Applicability of Terms and Conditions of Use/Acceptance of Terms and Conditions.

Except as otherwise set forth herein, these General Terms and Conditions of Use ("Terms and Conditions") govern your use of the Federal Home Loan Bank of Atlanta ("FHLBank Atlanta") web site. By accessing and using FHLBank Atlanta's web site, you acknowledge that you have read and agree to these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, you are requested to immediately exit this site.

The terms and conditions for FHLBank Atlanta's products and services (including, without limitation, FHLBank Atlanta's online banking services) are contained in various agreements for those products and services between FHLBank Atlanta and its customers, as well as certain policies and regulations. In the event of inconsistencies between these Terms and Conditions, or other material contained on this site, and such agreements, policies or regulations, such agreements, policies and regulations shall govern.

Revisions to Terms and Conditions

FHLBank Atlanta may at any time and without prior notice revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the Terms and Conditions.

Copyright

All of the contents of this site are copyrighted. The material on this web site may be used for noncommercial information purposes only.

Trademarks

The name "Federal Home Loan Bank of Atlanta" and the graphics and logos displayed on this web site are property of FHLBank Atlanta and may not be used without the prior written permission of FHLBank Atlanta. FHLBank Atlanta does not permit the use of its name, graphics, or logos in advertising, as an endorsement for any product or service, or for any other commercial purpose without its prior written approval.

Governing Law

These Terms and Conditions and all materials on this web site are governed by and shall be construed in accordance with the laws of the State of Georgia and the United States of America. The venue for any matter relating to or arising from this site shall be in the state or federal court of competent jurisdiction in the State of Georgia.

Partial Unenforceability

To the extent any portion of these Terms and Conditions is determined to be unenforceable by a court of competent jurisdiction, then the remaining portions shall not be affected and shall remain in full force and effect. You and FHLBank Atlanta agree to request a court of competent jurisdiction finding such portion unenforceable to modify such provision solely to the extent necessary to cause such portion to be enforceable and to most nearly effect the original intent with respect to such unenforceable provision.

Disclaimers

  1. This web site includes information that is subject to change without notice. While FHLBank Atlanta desires that the information on this web site be up-to-date and accurate, it is the sole responsibility of the user to confirm the accuracy of such information, and FHLBank Atlanta will not be responsible for any inaccuracy thereon.
  2. All users acknowledge that the presentation of the material on this site (i) does not represent investment advice; (ii) does not constitute an offer to extend credit, a grant or subsidy and (iii) does not constitute investment solicitation or an offer to buy securities. No user of this site, including, without limitation, FHLBank Atlanta's member institutions, should rely on this web site or the information contained on the site in making an investment decision, a credit decision or a calculation of the timing or amount of payment on debt securities or any other related information.
  3. This web site contains information that is not part of any offering notice or offering circular for consolidated obligations of the Federal Home Loan Banks or other credit products of FHLBank Atlanta. No information on this web site shall be construed as part of any offering notice or offering circular for consolidated obligations of the Federal Home Loan Banks or other credit products of FHLBank Atlanta.

No Warranty

THIS WEB SITE, INCLUDING ALL CONTENT, SOFTWARE, AND INFORMATION MADE AVAILABLE ON THIS WEB SITE, IS PROVIDED "AS IS." NEITHER FHLBANK ATLANTA, ITS EMPLOYEES NOR ITS AGENTS MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE WHATSOEVER REGARDING THE CONTENTS OF THIS WEB SITE, INFORMATION MADE ACCESSIBLE BY THE SOFTWARE USED ON THIS SITE, OR ANY PRODUCTS, SERVICES OR HYPERTEXT LINKS TO OTHER OUTSIDE WEB SITES. FHLBANK ATLANTA, ITS EMPLOYEES AND ITS AGENTS DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND OR NATURE WHATSOEVER, INCLUDING, WITHOUT LIMITATION, WARRANTIES RELATED TO ANY COURSE OF DEALING, USAGE OR TRADE PRACTICE, AND IMPLIED WARRANTIES OF NONINFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. FHLBANK ATLANTA DOES NOT REPRESENT OR WARRANT THAT A USER'S ACCESS WILL BE UNINTERRUPTED OR THAT MATERIAL ACCESSIBLE FROM THIS WEB SITE IS FREE OF VIRUSES.

No Liability

FHLBANK ATLANTA SHALL NOT BE LIABLE FOR ANY ERRORS CONTAINED ON THIS WEB SITE OR FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO THE USE OR PERFORMANCE OF THIS WEB SITE OR ITS CONTENTS.

Security of FHLBank Atlanta’s Web Site

Please be advised that the security of the Internet cannot be guaranteed and therefore your privacy thereon cannot be assured. FHLBank Atlanta will not be responsible for any unauthorized access to communications that you submit through this medium.

Links

FHLBank Atlanta may, from time to time, provide relevant links to other outside web sites unrelated to FHLBank Atlanta or this web site. FHLBank Atlanta is not responsible for such linked sites nor the content of any of the linked sites. FHLBank Atlanta provides these links as an additional resource for its web site users and does not endorse the companies that own, control or manage the linked sites. Nor does FHLBank Atlanta endorse or support any views expressed or products and services offered by or through any linked sites.  You understand that when going to a third-party web site, that site is governed by the third party’s privacy policy and terms of use, and the third party is solely responsible for the content and offerings presented on its website.

Social Media Terms and Conditions; Community Guidelines

These terms govern our social media-based websites, accounts, pages and applications (or collectively, our "sites") that belong to, or are managed by FHLBank Atlanta. By accessing our sites, you are agreeing to be bound by these terms, all applicable laws and regulations, and any other applicable policies, terms, and guidelines established by FHLBank Atlanta and those of any third parties that host our sites (such as LinkedIn or Twitter). FHLBank Atlanta is not responsible for the privacy or security policies at the sites or other third party sites that may be linked to from within them. FHLBank Atlanta does not endorse and is not responsible for any ads, content, products, advice, opinions, recommendations, or other material of third party sites that may be promoted via advertising within the sites. If you do not agree with any of these terms, do not use or access our sites.

You agree to comply with all of FHLBank Atlanta’s Community Guidelines with regard to any content that you post/share on our sites, and you agree to our right to moderate and delete any content at our sole discretion. You also agree that your activities on our sites will not violate any applicable law, regulation, or terms of any existing agreements you may have with FHLBank Atlanta. Any unauthorized use of our sites or misuse of any information posted to a site is strictly prohibited.

Community Guidelines:
• Maintain private or confidential information. Please do not provide any of your specific account details or other personal information or disclose the private or confidential of any third parties that may be in your possession.

• Stay on topic. Only post comments that reflect the topic of the post or the purpose of the page. Comments focused on selling a product or service, or posted just to drive traffic to a particular website for personal, political, or monetary gain will be taken down.

• Be respectful. If you disagree with the content, we’d like to hear from you, but abusive, unproductive, offensive, or unlawful comments will be taken down.

• Comments on threatened or actual litigation. Please do not comment on threatened or actual litigation, or disputes, between you and any other person or entity. If you have concerns about an issue and would like to provide feedback, or would like follow-up from us, please contact us.

FHLBank Atlanta reserves the right to change these guidelines at any time at its sole discretion.

Relationship

Your accessing of our sites in no way shall be deemed to create an agency or employee-employer relationship of any kind between you and FHLBank Atlanta, nor do these terms extend rights to any third party. You also agree that in the course of your accessing and using our sites, that no relationship is formed between yourself and FHLBank Atlanta that is either confidential or fiduciary in nature beyond any existing relationship you may have with us.