Bank lenders are retaining more than 30 percent of current production. What considerations lead bank lenders to hold vs. sell their production? What loans are these lenders holding on their portfolios? How are they funding fixed-rate loans in a rising rate environment? Participants will focus on the challenges and opportunities of portfolio lending today. Join Robert Dozier, Executive Vice President and Chief Business Officer from Federal Home Loan Bank of Atlanta, and panelists, Fowler C. Williams, President and Chief Executive Officer from Crescent Mortgage Company, and Deborah Ames Naylor, Executive Vice President of Mortgage Banking from Pentagon Federal Credit Union, for this session.