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Privacy Policy

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Federal Home Loan Bank of Atlanta General Privacy Policy

Federal Home Loan Bank of Atlanta ("FHLBank Atlanta") is committed to safeguarding the privacy of your information disclosed through your use of our public web site. This privacy policy details our commitment to protect your information supplied through your use of that web site, and the manner in which we will use that information. By using our web site, you consent to the collection and use of your information by us as set forth in this policy, as subsequently modified from time to time by FHLBank Atlanta.

This policy does not apply to information exchanged on private sections of FHLBank Atlanta's web site that require a password to access. Your use of those private sections, and the treatment of information exchanged therein, are governed by the relevant agreements between you and FHLBank Atlanta and any privacy statement specifically covering those sections of our web site. If you would like information about the services available in the private portions of our web site, or the registration process for those services, please contact us at 1-800-536-9650, press 3, then 2.

In addition, if you are a member financial institution, please refer to our Member Privacy Statement for additional information regarding our practices relating to our member services.

Notification of Revisions

We may from time to time change this privacy policy. All revisions to the privacy policy will be posted on our web site, other places we deem appropriate and where otherwise required under applicable law. Please check this privacy policy regularly for any revisions. In addition, if you have any questions regarding this privacy policy you can contact us at 1-800-536-9650, press 3, then 2.

Important Terms Used Throughout This Privacy Policy

Throughout this privacy policy we use several specialized terms. The term "you" applies to users of the public portions of our web site. "Personally Identifiable Information" is information that tells us sensitive, non-public information regarding individuals, like a person's social security number, bank account number and certain financial information. "User Information" means all Personally Identifiable Information and any other forms of information supplied by you through the web site such as your e-mail address, street address or the Internet Protocol (IP) address of your computer.

Information We Collect and How We Use It

When you visit our public web site, we may collect and store the domain name and host from which you access the Internet (e.g.,, the IP address of your computer, your browser software and operating system, the date and time you access the site and the Internet address of any web site from which you linked directly to our site or to which you link directly after visiting our site. We may use this information to measure the number of visitors to sections of our sites, to determine from where our visitors linked and to where our visitors link from our sites, and to help us make our site more useful. For example, we may organize and analyze IP addresses so that we can provide efficient service, improve your user experience, enhance security, monitor appropriate usage and produce traffic volume statistics. This type of information may be shared with third parties on an aggregated basis, such as if we choose to disclose site traffic information for marketing or other commercial purposes.

When using our public web site, you may contact us to request information about FHLBank Atlanta or our products and services. Members or other users of our public web site may also be able to sign up for seminars, request specific information about programs or register or apply for various programs or services. In choosing these options, you may provide us with User Information that we use to send you the information, evaluate and process your request or application or provide you with the services you request. We may also use such information to send you additional marketing and informational materials about our programs, services and products. FHLBank Atlanta may also use for other purposes and disclose to third parties User Information that does not constitute Personally Identifiable Information.

We will not share any Personally Identifiable Information with third parties, except as permitted by law. Those permitted exceptions include, for example disclosures (i) to protect the confidentiality or security of your records; (ii) to our attorneys, accountants, auditors or other third parties providing services to FHLBank Atlanta; (iii) to law enforcement or other government officials or agencies; (iv) to consumer reporting agencies; or (v) in connection with a sale, reorganization or merger of FHLBank Atlanta. We require third parties to whom we disclose your Personally Identifiable Information to take measures to keep that information confidential. We also maintain and require various security measures designed to protect this information.


Cookies are small text files that our site may send to your browser for storage on the hard drive. Cookies can make use of our site easier by saving users' status and preferences upon visits to our site. Most browsers are initially set to accept cookies, but a user may be able to change the settings to refuse cookies or to be alerted when cookies are being sent. Although you may have the ability to modify your browser and reject certain cookies, such actions may affect your use of certain portions of the web site.

Third Party Web Sites

This privacy policy only addresses the use and disclosure of information collected by us through our public web site. If you disclose information to other parties, then different rules may apply to those parties' use or disclosure of such information regardless of their affiliation or relationship with us. Because we do not control the privacy practices of third parties, you are subject to the privacy customs and policies of those third parties. A user of our site that links to another web site will be subject to the privacy policy of that web site. We encourage you to ask questions and review the applicable privacy policy before disclosing information to third parties. We have no responsibility or liability for the independent actions or policies of independent sites, and are not responsible for the content or privacy practices of such sites.

Federal Home Loan Bank of Atlanta Member Privacy Statement

To the members ("Members") of the Federal Home Loan Bank of Atlanta:

The Federal Home Loan Bank of Atlanta ("FHLBank Atlanta") is committed to protecting the privacy of its Members' customers by maintaining the confidentiality of nonpublic personal information (as that term is defined in the Gramm-Leach-Bliley Act of 1999 and the various implementing federal regulations). FHLBank Atlanta's practices for safeguarding the privacy of any nonpublic personal information received by FHLBank Atlanta from or on behalf of Members are summarized below. These key practices represent a variety of processes and procedures implemented by FHLBank Atlanta for the handling of such information and are stated here to assist Members with their required regulatory compliance.

  • FHLBank Atlanta does not disclose nonpublic personal information about Members' customers to third parties, other than for purposes or in a manner authorized by the Member or required for legal, accounting or regulatory purposes, or to third-parties that are providing services to FHLBank Atlanta. FHLBank Atlanta requires such third-party service providers to comply with all applicable privacy laws and keep any nonpublic personal information of Members' customers confidential.
  • FHLBank Atlanta maintains administrative, physical and electronic safeguards to help protect the confidentiality of nonpublic personal information received from Members about their customers.