Affordable Housing Program
2025 FHLBank Atlanta Homeownership Programs
We are pleased to announce that funding for the 2025 FHLBank Atlanta Homeownership Programs is now available. As we look for ways to better serve you and your communities, we have raised the funding amounts for our AHP Set-aside products and expanded our Community Rebuild and Restore product to include areas impacted by disasters as classified by FEMA or local, state, or other federal agencies. To learn more about what is new and different this year, register for a webinar or view a webinar recording today.
FHLBank Atlanta is committed to helping the communities of our member financial institutions grow and prosper. We offer a variety of homeownership and rental products as well as services to help connect our members to business drivers in their markets, including real estate professionals, developers, local governments, Housing Finance Agencies, and nonprofit organizations.
Each year, we set aside 10 percent of our annual net income to invest back into our members' communities through our Affordable Housing Program (AHP). These resources help members to provide critical funding for affordable housing development throughout the communities they serve.
In addition, our community investment advances offer reduced rate funding that also provides critical support for affordable housing and local economic development.
By delivering funding resources for affordable housing in their community, members are also stimulating their local economy. For every $1 million dollars invested in AHP, $14.3 million of housing is constructed or rehabilitated and 158 jobs are created*. That means new potential customers and increased goodwill for member institutions and a thriving community.
*Beyond Units: Economic Benefits of Federal Home Loan Bank of Atlanta's Affordable Housing Program. The Hendrickson Company and The Schimberg Center for Housing Studies, University of Florida
Current Products
Members can grow their customer base and mortgage originations while supporting those vital members of the community who help others for a living. Community Partners provides home purchase assistance to current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders; veterans or active-duty members of the U.S. military or their surviving spouse. Both first-time homebuyers and non-first-time homebuyers may be eligible.
With the Community Rebuild and Restore Product, members can support homeowners in their community whose homes have been damaged by a natural disaster. Community Rebuild and Restore provides up to $25,000 for the rehabilitation of an existing owner-occupied home located in “Major Disaster Declaration” or "Emergency Declaration" disaster areas as designated by the Federal Emergency Management Agency (FEMA).
With FHLBank Atlanta's First-time Homebuyer Product (FHP), members can expand their reach into the first-time homebuyer market, originate new mortgages, and help their customers close. First-time homebuyers can use these funds to help cover closing costs and down payments.
The AHP General Fund is a flexible source of funding designed to help member institutions and their community partners develop affordable owner-occupied and rental housing for very low- to moderate-income families and individuals. Affordable Housing developers and other organizations partner with our member institutions to seek competitive subsidy funding or low-cost loans. Learn more about the AHP General Fund.
In addition to our annual Affordable Housing Programs, FHLBank Atlanta provides our members with other community development opportunities that support housing and benefit low- to moderate-income families and underserved communities. The programs and funding may change yearly based on the Bank’s district needs, but always serves our overall mission to support housing. Click here to view a list of our current and recent program offerings.