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Homebuyers and Homeowners

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Services for Potential Homebuyers and Current Homeowners

Contact an FHLBank Atlanta member financial institution to learn more about how you can use FHLBank Atlanta funds to achieve your dreams of homeownership. To receive funds, individuals must meet eligibility guidelines and apply for funds through a participating member financial institution. Member financial institutions award thousands of dollars in subsidies to assist with closing costs and down payments for first-time and non-first-time homebuyers.

Our dedication to improving the communities of our member financial institutions has also helped veterans and families of veterans afford homes and rehabilitate their existing residence. Find an FHLBank Atlanta member institution in your area to help you achieve your own homeowner dreams.

Current Products

Community Partners Product

Provides up to $15,000 in down-payment and closing-cost funding to current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders; veterans or active-duty members of the U.S. military or their surviving spouse; and COVID-related essential workers that are first-time homebuyers or non-first-time homebuyers. 

Community Rebuild and Restore Product

Provides up to $10,000 for the rehabilitation of an existing owner-occupied home located in “Major Disaster Declaration” or "Emergency Declaration" disaster areas as designated by the Federal Emergency Management Agency (FEMA).

Funds can be used to correct deficiencies, resulting from the identified disaster, that impact the habitability of the property not associated with repairs covered under an insurance claim.

First-Time Homebuyer Product

The First-time Homebuyer Product (FHP) provides up to $12,500 in funds for the down payments and closing costs of first-time homebuyers.